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06 Sept 2025
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06 Sept 2025
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Leitrim is the most affordable county to buy a home in nationwide, according to a report from CHILL Insurance.
The study, which ranked the affordability of buying a home in counties nationwide using data from 2012 to 2024, found that the average price of a home in Leitrim was €186,487.
The average deposit needed to buy a house in Leitrim was only €18,649 which on average took three years and nine months to save - based on the mean salary earned in Leitrim.
Longford took second place on the list with an average house price of €192,682. Buyers would need to save €4,891 annually over 3 years and 11 months to reach the €19,268 deposit based on the mean salary earned in the county.
Meanwhile, Donegal completed the top three most affordable counties with an average house price of €199,332, with a deposit of €19,933 requiring approximately 4 years and 5 months of saving.
Unsurprisingly, Dublin was found to be the least affordable county to buy a house in with an average house price of €614,012, which required a deposit of €61,401, which would take 8 years and nine months to save up with the average Dublin salary.
These findings come despite house prices in Leitrim rising by €10,025 in the last quarter of 2024, according to the latest MyHome Property Price Report.
The supply of homes on the market continues to tighten, with only 111 properties for sale in the county at the end of 2024, marking a 10% decrease compared to the previous quarter.
These figures highlight a strong upward trend in Leitrim’s property market, reflecting growing demand and limited supply in the county.
“Demand is still fierce in the market and indeed has strengthened as the year has gone on,” according to Conall MacCoille, Chief Economist at Bank of Ireland.
The average time for a property to have a sale agreed upon in the county after being placed up for sale now stands at just over two months.
The pressure on housing demand nationally is unlikely to let up in the next year, and with that prices will continue to rise, according to the report.
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